From the picture, I'm concerned that doesn't look like ringworm to me. It looks like it could be a growth or an ulcerated area. It looks pretty red and sore in the picture, and unfortunately without seeing Chloe in person, I can't say for certain what it is. I would take her into a vet to get this diagnosed and treated, try to have her seen by her vet in the next few days. I hope this helps!