My kitten got injured. What kind of pet insurance should I get?

Pet Coach has a number of articles on pet insurance, and I will link some below for you. As for making Noir an ESA, this is not something that is federally regulated, and basically you can buy a certificate for it on the internet. Please be aware, however, that many places are cracking down on ESA because most of these animals are not properly trained, and therefore businesses are only allowing properly trained service dogs. Best of luck. https://www.petcoach.co/article/pet-insurance-101-how-much-does-pet-insurance-cost-much-more/ https://www.petcoach.co/article/pet-health-insurance-for-cats-what-to-look-for/

From experience, Nationwide and even Costco have great plans but everyone has different needs and wants so you will have to call around and get specific quotes from the insurance companies. Some veterinary clinics offer wellness plans that cover the spay / neuter. I would also call around to various clinics and see if there is a wellness plan you can enroll the kitten on to help cover the costs of preventative spaying / neutering. I hope this helps! Please let me know if you have any other questions or concerns!

There are many pet insurances available right now, and they are all slightly different in coverage and how you are reimbursed for medical issues. Most will require that you pay the vet the full bill, and then will reimburse you a percentage of the cost of the bill, so keep in mind that you will still need to be able to pay the vet bill at the time of service. I have had satisfied clients that have used Trupanion and Pet Plan. Here is a website that compares many of the top brands of pet insurance available right now: https://www.petinsuranceu.com/compare-pet-insurance/

Hi, thank you for using Petco Pet Education Center, formerly Petcoach. The kitten needs medication, I recommend taking it to a veterinarian as it sounds like it needs antibiotics and possibly pain medication as well. Do not give any human medications as many are toxic to cats. Depending on exam findings, the vet may recommend xrays as well if they suspect significant trauma to the leg. Best of luck, I hope she recovers quickly.

Hi, thanks for using Petco Pet Education Center, formerly Petcoach! Koneko is very cute! I can't make out the scratch on the 2nd picture. Cat bites can be very dirty and commonly cause infections or abscesses. Koneko could have an abscess forming for could be painful after being attacked. She could also be a little traumatized. I would ask your neighbors who they use for Veterinary care. Some large animal (horse or cow) also are mixed animal Vets that also treat cats and dogs. Or I would call your local SPCA and see if they have a low cost Veterinary clinic built in. The best thing for Koneko is to have an exam done, that way we can bet her better. She also needs to start her vaccinations and be dewormed. Until she is better and had her shots I would keep her indoors. I hope this helps and I wish Koneko the best!

Congrats to you for wanting to protect Laser from any future injuries! While there are many pet insurance plans, they all tend to work the same. Typically pay a monthly fee (premium) to have your pet insured and in the event of any injury or care needed you would need to pay some amount of money out of pocket before the insurance company would pay for the rest of his care (your 'deductible'). You can usually pick what you want your deductible to be but this will also influence your monthly premiums. For instance, a higher deductible means you will pay more out of pocket before the insurance company takes over for the rest of the payment but you get a lower monthly premium. The reverse is true in that if you choose a low deductible you will pay less out of pocket in an injury but your monthly payments will be higher. You have to decide what you are most comfortable with. Another option still is to forgo pet health insurance altogether and just save whatever your monthly payment would be in a separate savings account. That way you are still "paying" that money every month but you're giving it to yourself for a rainy day fund. Typically, for a dog of Laser's age and breed, a monthly payment would most likely be somewhere between $60-70 a month. Saving that every month could give you enough funds for an emergency and in the event that Laser lives a long, healthy life with no emergencies you would still have that money at your disposal when he passes. An alternative option but one I think works well for people who are disciplined at saving.

Poor Indigo! While it is hard to tell for certain from a photo, this does look like it could be a deep enough cut to use sutures. I would recommend having her examined by a veterinarian as soon as you can, preferably when your vet opens next if they are not open now. In the meantime, if she will allow you to clean it with mild soapy water you can do this, and apply a thick layer of an antibiotic ointment or a lubricant like ky jelly or vaseline to keep the wound moist/from drying out. If you have an e-collar to put on her this can be helpful if she is licking the area. If she seems very painful then you can take her to an emergency vet to have it looked at. Best of luck to you and Indigo.